/* Summit Terra Investments — shared styles for standalone asset-class pages.
   Tokens mirror index.html so these pages read as one site. */

:root{
  --bg:#1e1e21; --bg2:#252528; --bg3:#2c2c30;
  --gold:#C8A95E; --gold-d:rgba(200,169,94,0.38); --gold-s:rgba(200,169,94,0.11);
  --white:#F4F3EF; --muted:rgba(244,243,239,0.78); --muted2:rgba(244,243,239,0.50);
  --muted3:rgba(244,243,239,0.22); --border:rgba(244,243,239,0.12);
  --serif:'Cormorant Garamond',Georgia,serif;
  --sans:'Barlow',sans-serif;
  --cond:'Barlow Condensed',sans-serif;
  --mono:'DM Mono',monospace;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--white);font-family:var(--sans);font-weight:300;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%}

.skip-link{position:absolute;top:-48px;left:12px;background:var(--gold);color:#1a1a1c;padding:10px 18px;z-index:10000;font-family:var(--sans);font-size:0.82rem;font-weight:600;border-radius:0 0 4px 4px;transition:top .12s}
.skip-link:focus{top:0;outline:2px solid #fff;outline-offset:2px}

.wrap{max-width:1240px;margin:0 auto;padding:0 72px}
.display{font-family:var(--serif);font-weight:300;line-height:1.02;color:var(--white)}
.display em{font-style:italic;color:var(--gold)}
.eyebrow{font-family:var(--mono);font-size:0.58rem;letter-spacing:0.42em;text-transform:uppercase;color:var(--gold);display:flex;align-items:center;gap:14px;margin-bottom:20px}

.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--cond);font-size:0.75rem;font-weight:500;letter-spacing:0.22em;text-transform:uppercase;padding:16px 36px;border:1px solid transparent;cursor:pointer;transition:all .2s}
.btn-gold{background:var(--gold);color:var(--bg);border-color:var(--gold);font-weight:600}
.btn-gold:hover{background:transparent;color:var(--gold)}
.btn-outline{background:transparent;color:var(--white);border-color:rgba(244,243,239,0.18)}
.btn-outline:hover{border-color:var(--gold);color:var(--gold)}

/* nav */
.nav{position:fixed;top:0;left:0;right:0;z-index:500;height:72px;display:flex;align-items:center;justify-content:space-between;padding:0 72px;background:rgba(21,21,23,0.94);border-bottom:1px solid var(--border);backdrop-filter:blur(14px)}
.nav-brand{font-family:var(--serif);font-size:1.05rem;letter-spacing:0.08em;text-transform:uppercase;color:var(--white)}
.nav-brand span{display:block;font-family:var(--mono);font-size:0.5rem;letter-spacing:0.3em;color:var(--gold);margin-top:2px}
.nav-links{display:flex;gap:32px;list-style:none;align-items:center}
.nav-links a{font-family:var(--sans);font-size:0.92rem;font-weight:300;color:var(--muted)}
.nav-links a:hover{color:var(--gold)}

/* hero */
.hero{padding:150px 0 80px;border-bottom:1px solid var(--border)}
.hero h1{font-size:clamp(2.6rem,5vw,4.6rem);margin-bottom:26px}
.hero-sub{font-size:1.02rem;line-height:1.95;color:var(--muted);max-width:620px}
.hero-btns{margin-top:38px;display:flex;gap:14px;flex-wrap:wrap}
.breadcrumb{font-family:var(--mono);font-size:0.55rem;letter-spacing:0.18em;text-transform:uppercase;color:var(--muted2);margin-bottom:26px}
.breadcrumb a:hover{color:var(--gold)}

/* generic section */
.sec{padding:92px 0;border-bottom:1px solid var(--border)}
.sec-alt{background:var(--bg2)}
.sec h2{font-family:var(--serif);font-weight:300;font-size:clamp(2rem,3.4vw,3.2rem);line-height:1.1;margin-bottom:20px}
.sec h2 em{font-style:italic;color:var(--gold)}
.lede{font-size:0.98rem;line-height:1.95;color:var(--muted);max-width:660px}
.prose p{font-size:0.95rem;line-height:1.95;color:var(--muted);max-width:680px;margin-bottom:18px}

/* criteria grid */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1px;background:var(--border);border:1px solid var(--border);margin-top:44px}
.cell{background:var(--bg);padding:28px 26px}
.sec-alt .cell{background:var(--bg2)}
.cell-k{font-family:var(--mono);font-size:0.52rem;letter-spacing:0.18em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.cell-v{font-size:0.92rem;line-height:1.7;color:var(--white)}

/* steps */
.steps{display:flex;flex-direction:column;gap:26px;margin-top:40px;max-width:720px}
.step{display:flex;gap:22px;align-items:flex-start}
.step-n{font-family:var(--serif);font-size:1.5rem;color:var(--gold);line-height:1;min-width:44px}
.step-t{font-size:1rem;font-weight:500;color:var(--white);margin-bottom:6px}
.step-b{font-size:0.9rem;line-height:1.8;color:var(--muted)}

/* checklist */
.checklist{list-style:none;margin-top:30px;max-width:660px}
.checklist li{position:relative;padding:11px 0 11px 26px;font-size:0.92rem;line-height:1.75;color:var(--muted);border-bottom:1px solid var(--border)}
.checklist li::before{content:"";position:absolute;left:0;top:19px;width:7px;height:7px;background:var(--gold);opacity:.75}

/* faq */
.plain-faq{display:flex;flex-direction:column;margin-top:34px}
.plain-faq-item{padding:28px 0;border-bottom:1px solid var(--border)}
.plain-faq-q{font-family:var(--serif);font-size:1.15rem;font-weight:400;color:var(--white);margin-bottom:10px;line-height:1.4}
.plain-faq-a{font-size:0.9rem;line-height:1.85;color:var(--muted)}

/* cta */
.cta{padding:96px 0;text-align:center;background:var(--bg2)}
.cta h2{font-family:var(--serif);font-weight:300;font-size:clamp(2rem,3.6vw,3.4rem);margin-bottom:18px}
.cta h2 em{font-style:italic;color:var(--gold)}
.cta p{font-size:0.98rem;line-height:1.9;color:var(--muted);max-width:560px;margin:0 auto 34px}
.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* related */
.related{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.related a{border:1px solid var(--border);padding:13px 22px;font-family:var(--cond);font-size:0.74rem;letter-spacing:0.16em;text-transform:uppercase;color:var(--muted)}
.related a:hover{border-color:var(--gold);color:var(--gold)}

/* footer */
.footer{border-top:1px solid var(--border);padding:44px 72px;display:flex;align-items:center;justify-content:space-between;gap:24px;background:var(--bg2);flex-wrap:wrap}
.footer-brand{font-family:var(--serif);font-size:0.95rem;font-weight:500;letter-spacing:0.1em;text-transform:uppercase;color:rgba(244,243,239,0.3)}
.footer-links{display:flex;gap:28px;list-style:none}
.footer-links a{font-family:var(--sans);font-size:0.8rem;color:var(--muted2)}
.footer-links a:hover{color:var(--gold)}
.footer-right{display:flex;flex-direction:column;align-items:flex-end;gap:5px}
.footer-email{font-family:var(--mono);font-size:0.58rem;letter-spacing:0.1em;color:var(--gold)}
.footer-loc{font-family:var(--mono);font-size:0.52rem;letter-spacing:0.1em;color:var(--muted2)}

@media(max-width:900px){
  .wrap{padding:0 26px}
  .nav,.footer{padding-left:26px;padding-right:26px}
  .nav-links{display:none}
  .hero{padding:120px 0 60px}
  .footer{flex-direction:column;align-items:flex-start}
  .footer-right{align-items:flex-start}
}